Images of our Past - Farmers State Bank, Cadwell, originally chartered as the Cadwell Banking Company - Laurens County's second oldest bank.

 Laurens County's third bank, the Cadwell Banking Company, was granted a charter on January 5, 1910 with an initial capital of $25,000.00.  The original incorporators were L.B. Holt and G.C. Wood of Sandersville, H.C. Coleman, Jr., W.H. Mullis, Sr., J.A. Burch, H.C. Burch, H.R. Bedingfield, A. McCook, H.C. Stonecypher, and W.B. Coleman of Cadwell.  A brick building was constructed on the southwest corner of Dexter and Burch Streets.  L.B. Holt served as the first president.  The bank acquired the assets of the Citizens Bank of Cadwell in 1916.  The new board of directors chose H.R. Bedingfield as president, H.C. Burch as vice president, J.A. Burch as cashier, and H.H. Burch as assistant cashier.  The bank failed to open on fall day in 1928 and Cadwell was without a bank.